Posts on various aspects of personal finance.
Setting goals is an important aspect of business, financial and personal day-to-day life. It’s like a map that provides you with the way and direction to achieve your targets. And there’s hardly a better way of setting goals than the SMART goals setting method. Rather than setting vague, arbitrary goals, SMART goals focus on making …
SMART Goals Setting: How to Use it to Build Wealth Read More »
Unpopular as it may be, the fact is that there are no fast fixes when it comes to getting out of debt. A debt consolidation loan may help you, but it isn’t going to work wonders overnight. Isn’t there an ancient story about the tortoise and the hare that you remember? Yes, in any race, …
Debt Consolidation Loan Vs Debt Management: What’s The Difference Read More »
Although many people are aware of their credit score, they often fail to maintain a good score as they don’t understand the importance of having one. Having a good credit score can grant you access to many benefits. The average credit score in America is 698 among all credit score ranges. It’s not bad by …
Rebuilding Your Credit: How to Reach Credit Score of 750 in Months Read More »
Going bankrupt is something no one would ever want to experience. According to a recent study, more than 1.5 million people go broke every year. The worst thing, however, is that this number is on the increasing side, which is alarming. Reasons for poor financial stability can include bad spending habits, poor wealth management, job …
6 Money Habits of People with Financial Stability Read More »
Have you ever heard of the saying poverty is a choice? There is a good chance that you might have dismissed it as something coming from a rich a**hole. However, the reality is that most people remain poor because of the way they manage their money and bad financial habits. From buying things just to …
5 Bad Financial Habits That Are Keeping You Poor Read More »
Today’s young adults (and many adults too) have a serious problem with money management. A lot of these issues with money management can be attributed to poor budgeting. When you fail to have a budget, you won’t know where your money is going. Even if you decide to follow a budget, it could be quite …
5 Budgeting Techniques You Can Use to Start Creating Wealth Read More »
Managing your money better is the sure-shot way to build wealth and achieve financial freedom. To do that, you need to understand the basics of personal finance. This process starts with learning how to budget. While budgeting may look like a simple thing, there are some nuances to it that can help you build wealth …
Budgeting Books: 10 Best Books on Budgeting Everyone Should Read Read More »
To become wealthy, there’s one thing you must be good at, and that’s money management. With a good financial plan, getting rich can be so much easier. You just need to be more strategic with the way you spend your money, and the results will be shiny. Many people suffer financially not because they don’t …
What is wealth? It’s just money, right? That’s where you are wrong. Your wealth is a lot more than that. Wealth measures anything of value owned by an individual, not just physical assets. Your wealth can include money, businesses, companies, reputation, goodwill, and more. Now comes the real big question – how to build wealth …
How to Build Wealth for the Long-Term? 5 Easy Tips for You Read More »
Whenever April 15th arrives every year, we all worry about filing our tax returns and how to get a higher IRS refund. Although income tax is not something we can run away from, there are some ways to reduce it. We mean the legal means of saving taxes where you make your money work for …
